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Payroll FAQ's

Question: What is a payroll cash advance?
Answer: A payroll cash advance, also known as a payday loan or cash advance, is a short-term loan to cover unexpected expenses. It is typically paid back on the next payday.

Question: How old do I have to be to apply for a payroll cash advance?
Answer: You must be at least 18 years of age to qualify for a cash advance.

Question: Can I still apply if I have declared bankruptcy?
Answer: Yes, you can still apply and qualify for a payroll cash advance even if you have declared bankruptcy.

Question: How long does it take to get a payroll cash advance?
Answer: Our customers typically receive approval within hours of applying for a payroll cash advance. Since money is wired directly into your account, you will have access to your funds the very next day.

Question: Do I need to provide collateral when I get a payroll cash advance?
Answer: No, your job and your checking account are your collateral.

Question: How often should I use your service?
Answer: You should use our service whenever an urgent financial need arises. A payroll cash advance is a short-term solution for a cash emergency.

Question: How soon do I have to pay back my payroll cash advance?
Answer: Payroll cash advances are typically paid back when you receive your next paycheck. The period of time is between seven and eighteen days.

Question: Is my information secure?
Answer: We take your privacy very seriously. We use SSL technology to ensure the confidentiality of our customer’s nonpublic information.